Service Plan Information

Sometimes car insurance doesn’t cover everything that can happen to your vehicle. That’s where service plans come in. We offer a wide range of service plans that cover anything from wheels and tires to bumpers and windshields. You can read about the different plans we offer and decide which plan works best for you.

ThreeForOne Protection

A new vehicle is a significant investment, and you want to keep it in top shape for years to come. New England roads can be unpredictable potholes, rocks, and other road hazards that can lead to costly repairs. Whether you purchase the ThreeForOne protection plan or individual plans, additional benefits include:

First day rental

No need to wait for covered repairs to be completed, to make things easier all protection plans cover up to $35.00 for a replacement vehicle for one day.

Emergency roadside assistance

You’ll always be one call away from 24 hour nationwide assistance 365 days a year, roadside assistance includes:

  • Towing
  • Flat tire assistance
  • Fuel, oil, fluid and water delivery
  • Lockout
  • Battery service

Tire & Wheel Protection Plan:

  • Covers the repair, or if non-repairable, the replacement of damaged tire(s) and/or wheel(s) caused by defects in manufacturing material or workmanship.
  • Covers mounting, balancing, new valve stem and sales tax.
  • No limit on number of occurrences.
  • No deductible.
  • No mileage limitations.

Windshield Protection Plan:

  • Covers repair of chips and cracks on your front windshield caused by propelled rocks or other road hazards.
  • Fast and convenient repairs.
  • Repairs may be performed at the dealership, home or office.
  • Repairing the windshield keeps the factory equipment intact.
  • No deductible.
  • No mileage limitations.

Paintless Dent Repair:

  • Permanent repair of dents and dings.
  • Does not harm vehicle’s factory finish.
  • No sanding, painting or body fillers.
  • process developed by automotive manufacturers.
  • Repairs may be performed at the dealership, home or office.
  • fast and convenient repairs.
  • No deductible.

Guaranteed Asset Protection (GAP)

In the unfortunate event, your vehicle is declared a total loss due to an unrecoverable theft or accidental damage. Your auto insurance company will typically pay the current market value of your vehicle less your deductible. If your loan or lease balance is higher than your vehicle’s market value, you would be responsible for paying off the difference, including your deductible.

Features & Highlights

  • Backed by the Virginia Surety Company, Inc., an A. M. Best A rated property and casualty insurer.
  • Easily assignable to a creditor to whom the buyer/lessee of a vehicle makes the loan/lease payments.
  • Waiver amount reduced by payments in arrears or late fees associated with such late payments.
  • Does not waive the difference created by financing more than 150% of the vehicle’s retail value.
  • If physical damage insurance is not in effect on the date of loss, then the value of the vehicle will be determined by using the most current edition of a nationally recognized used vehicle pricing guide.
  • Reinsured or Retro participation options available.
  • GAP plan is transferable and cancellable.
  • State and lender variations apply.

The Mechanic

The Mechanic vehicle service contract offers five levels of coverage that can fit any budget. All five levels help to protect you from the high cost of unexpected repairs. On top of the service coverage, the Mechanic also provides 24/7 roadside assistance and rental reimbursement, so you’re always covered in the event of a breakdown.

Where You’re Covered

Whether you’re traveling or moving to a new home, you receive coverage anywhere within the United States, Alaska, Hawaii, or Canada.

You’re Always Covered

When a repair can’t be made by your dealer, the program administrator can utilize its national corporate credit card to make immediate payment to repair facility.

Maximum Benefits

There is no per-visit limit and no yearly limit on the number of claims that can be made.

Affordable & Convenient

All coverage plans can be included in your monthly loan or lease payment.

Your Choice of Coverage

You can choose which coverage best fits your needs and your budget by selecting the year, miles, deductible, and coverage plan.

Transferable Coverage

As long as the remaining portion of the original manufacturer warranty has not been reduced or voided all coverage plans are transferable. A transfer fee will apply.

Maintenance Requirements

You are required to perform maintenance services to your vehicle as outlined within the owner’s manual for your vehicle. You are required to retain copies of all maintenance receipts during the term of the vehicle service contract.

Self-Service Claim Portal is our user-friendly website for all your vehicle service contract needs. On, you can have instant access to your Terms & Conditions, locate a preferred repair facility, initiate a claim, track claim status, or just email questions to our experienced customer service representative.